{
 "version": "v1",
 "generatedAt": "2026-10-15T21:09:14Z",
 "name": "Save (ex Solend) lending program",
 "named_from": "dashboard",
 "chain": "Solana",
 "address": "So1endDq2YkqhipRh3WViPa8hdiSpxWy6z3Z6tMCpAo",
 "composite": 2,
 "band": "critical",
 "keys_to_move": 1,
 "react_hours": 0,
 "money_per_key_usd": 85883748.63306694,
 "not_assessed": [],
 "sub": {
  "adminKeyScore": 5,
  "multisigScore": 0,
  "timelockScore": 0,
  "oracleAuthorityScore": 100,
  "crossExposureScore": 100
 },
 "requirements": [
  {
   "label": "Admin power is not a bare key",
   "met": false
  },
  {
   "label": "At least a 3-of-5 multisig",
   "met": false
  },
  {
   "label": "A confirmed delay before changes apply, no bypass",
   "met": false
  },
  {
   "label": "Bypass paths of the delay checked and ruled out",
   "met": false
  },
  {
   "label": "Price feed not under one hand",
   "met": true
  },
  {
   "label": "No key shared with another tracked protocol",
   "met": true
  }
 ],
 "exit_window": "none: a change applies at once",
 "tvl_usd": 85883748.63306694,
 "category": "Lending",
 "at_risk_usd": 84166073.66040559,
 "narrative": {
  "summary": "The lending program's upgrade authority is a single on-curve key with no multisig wrapper: one signature can replace its code, with no delay. That is the bottom rung of the scale.",
  "tag": "bare key, bottom rung",
  "detail": "Live-verified on 2026-09-17 and re-checked on 2026-09-20. The key was rotated on 2026-04-04 by direct signatures between two on-curve keys, so it is live and used; the program was last upgraded on 2025-07-02. The lending market owner was not decoded and cannot lower a bare-key score. This is a different target from Solend DAO governance above. DefiLlama listed over $50M TVL on 2026-09-17."
 },
 "score_account": "CjxzGpHRj6sS6b5dFkPsHHTqnJ3NDGhH5kKif8KD6xH",
 "paused": null,
 "side_roles": null,
 "side_pending": null,
 "safe_activity": null,
 "admin_probe": null,
 "held": null,
 "dispute": null,
 "independent_read_reproduce": null,
 "history": null,
 "feed": "https://raw.githubusercontent.com/RealSpap/authority-risk-oracle-showcase/watch-data/feed/solana-devnet/So1endDq2YkqhipRh3WViPa8hdiSpxWy6z3Z6tMCpAo.xml",
 "reproduce": null,
 "consumer_example": {
  "verdict": "zero",
  "collateral_factor_bps": 0,
  "text": "collateral factor 0 (score 2 is under MIN_SAFE_SCORE 60)"
 },
 "cheapest_fix": {
  "band": "weak",
  "next": 20,
  "axis": "admin key",
  "from": 5,
  "to": 49,
  "what": "a stronger admin setup (admin power spread beyond one key, or checked by others)"
 },
 "main_gap": {
  "requirement": "Admin power is not a bare key",
  "reason": "One key, or a tiny group, can change it"
 },
 "independent_read": {
  "path": "program -> ProgramData DMCvGv\u2026 -> upgrade authority (on the curve: a plain key)",
  "holder": "RY93CZ\u2026mJfh",
  "kind": "eoa",
  "since": "2026-10-10T06:54:09Z",
  "posture": "admin: a plain key; delay: none",
  "exposure": {
   "keys_to_move": 1,
   "react_hours": 0,
   "tvl_usd": 85883748.63306694,
   "money_per_key_usd": 85883748.63306694,
   "money_source": "protocol_tvl",
   "held_symbol": null,
   "held_amount": null
  }
 },
 "score_cluster": "devnet",
 "last_pushed": 1791859647,
 "stale": false,
 "methodology_hash": "0x4f8c4019b9c9e75b1aaef679a3a699b9ec7926ee504c57696cc693641a2b3b3a",
 "block": null,
 "live": "https://realspap.github.io/oracle/#chain=all&q=So1endDq2YkqhipRh3WViPa8hdiSpxWy6z3Z6tMCpAo",
 "page": "https://realspap.github.io/oracle/p/solana-So1endDq2YkqhipRh3WViPa8hdiSpxWy6z3Z6tMCpAo.html",
 "license": "CC BY 4.0, attribution: Authority Risk Oracle, realspap.github.io/oracle"
}