{
 "version": "v1",
 "generatedAt": "2026-10-15T21:09:14Z",
 "name": "marginfi main lending group",
 "named_from": "dashboard",
 "chain": "Solana",
 "address": "4qp6Fx6tnZkY5Wropq9wUYgtFxXKwE6viZxFHg3rdAG8",
 "composite": 33,
 "band": "weak",
 "keys_to_move": 7,
 "react_hours": 0,
 "money_per_key_usd": 5301678.671329884,
 "not_assessed": [],
 "sub": {
  "adminKeyScore": 45,
  "multisigScore": 50,
  "timelockScore": 0,
  "oracleAuthorityScore": 100,
  "crossExposureScore": 100
 },
 "requirements": [
  {
   "label": "Admin power is not a bare key",
   "met": false
  },
  {
   "label": "At least a 3-of-5 multisig",
   "met": false
  },
  {
   "label": "A confirmed delay before changes apply, no bypass",
   "met": false
  },
  {
   "label": "Bypass paths of the delay checked and ruled out",
   "met": false
  },
  {
   "label": "Price feed not under one hand",
   "met": true
  },
  {
   "label": "No key shared with another tracked protocol",
   "met": true
  }
 ],
 "exit_window": "none: a change applies at once",
 "tvl_usd": 37111750.699309185,
 "category": "Lending",
 "at_risk_usd": 24864872.968537156,
 "narrative": {
  "summary": "Upgrades need 7 of 15 signers and group admin actions only 5 of 17, both with no delay, and the upgrade voters are a subset of the admin group. The score is still an upper bound.",
  "tag": "upper bound: 7 more admin fields not decoded",
  "detail": "Program upgrade is a Squads v4 multisig, 7-of-15, all 15 can vote, no delay. MarginfiGroup.admin is a different Squads v4 multisig, 5-of-17 (15 listed members can vote), also no delay. All 15 upgrade voters sit inside the admin multisig, so this is one governing body under a lower bar, not two independent checks. The on-chain IDL lists seven more admin-named fields on the group (emode_admin, risk_admin and five others) that were not decoded, and each could only lower the score. Oracle authority is not scored for this target (a flat 100 in code)."
 },
 "score_account": "DwFJ63PirUVnWvQsVY7c3qrEHnMh1CqvCqD76CseEuxk",
 "paused": null,
 "side_roles": null,
 "side_pending": null,
 "safe_activity": null,
 "admin_probe": null,
 "held": null,
 "dispute": null,
 "independent_read_reproduce": null,
 "history": null,
 "feed": "https://raw.githubusercontent.com/RealSpap/authority-risk-oracle-showcase/watch-data/feed/solana-devnet/4qp6Fx6tnZkY5Wropq9wUYgtFxXKwE6viZxFHg3rdAG8.xml",
 "reproduce": null,
 "consumer_example": {
  "verdict": "zero",
  "collateral_factor_bps": 0,
  "text": "collateral factor 0 (score 33 is under MIN_SAFE_SCORE 60)"
 },
 "cheapest_fix": {
  "band": "moderate",
  "next": 40,
  "axis": "admin key",
  "from": 45,
  "to": 62,
  "what": "a stronger admin setup (admin power spread beyond one key, or checked by others)"
 },
 "main_gap": {
  "requirement": "Admin power is not a bare key",
  "reason": "One key, or a tiny group, can change it"
 },
 "independent_read": {
  "path": "account owned by program MFv2hWf3\u2026 -> program -> ProgramData 4Q8u2n\u2026 -> upgrade authority (a program-derived address, off the curve: a Squads vault or a protocol PDA, no key can sign for it directly) -> Squads v4 vault 0 of multisig 7FCPipJWVbPbdHymVt1gJYwKciakkJz5GahdQySemvHk",
  "holder": "J3oBkTkDXU3TcAggJEa3YeBZE5om5yNAdTtLVNXFD47",
  "threshold": 7,
  "owners": 15,
  "delay_seconds": 0,
  "owners_kinds": {
   "eoa": 15,
   "pda": 0
  },
  "multisig_program": "Squads v4",
  "keys_to_act": 7,
  "keys_lost_to_freeze": 9,
  "kind": "squads",
  "since": "2026-10-10T06:54:09Z",
  "posture": "admin: Squads 7-of-15 of 15 plain keys; delay: none",
  "exposure": {
   "keys_to_move": 7,
   "react_hours": 0,
   "tvl_usd": 37111750.699309185,
   "money_per_key_usd": 5301678.671329884,
   "money_source": "protocol_tvl",
   "held_symbol": null,
   "held_amount": null
  }
 },
 "score_cluster": "devnet",
 "last_pushed": 1791859631,
 "stale": false,
 "methodology_hash": "0x4f8c4019b9c9e75b1aaef679a3a699b9ec7926ee504c57696cc693641a2b3b3a",
 "block": null,
 "live": "https://realspap.github.io/oracle/#chain=all&q=4qp6Fx6tnZkY5Wropq9wUYgtFxXKwE6viZxFHg3rdAG8",
 "page": "https://realspap.github.io/oracle/p/solana-4qp6Fx6tnZkY5Wropq9wUYgtFxXKwE6viZxFHg3rdAG8.html",
 "license": "CC BY 4.0, attribution: Authority Risk Oracle, realspap.github.io/oracle"
}